Mercer County Credit Card Fraud Attorney

A recent report from Experian suggests that fraud associated with e-commerce or online shopping is expected to rise by roughly 13% annually through 2022. Many fraudulent acts involve credit cards, as more than 32% of U.S. consumers were victims of credit card fraud in 2016. Fortunately, most cards now contain embedded chip technology that has shown to be effective in improving security and preventing this type of fraud. The Financial Crimes Investigation Unit is a leading agency within the New Jersey State Police that is actively investigating these types of criminal activity.

Credit Card Theft Offenses and Penalties in New Jersey

Credit card theft is an offense outlined in the New Jersey statute (2C:21-6) which is categorized under Forgery and Related Offenses. There are various ways that a credit card may potentially be used illegally and the penalties imposed are either a third or fourth-degree criminal offense. Third-degree offenses are punishable by imprisonment for between three to five years and a maximum $15,000 fine. Offenses of the fourth-degree are punishable by up to 18 months of incarceration and $10,000 maximum fine.

Primary Ways Credit Card Theft Offenses are Committed

  • Applying to open a new credit card account using someone else's identity. This requires the perpetrator to obtain the victim's personal information such as social security number, date of birth, etc.
  • Somehow gaining possession of a lost, stolen, or misplaced credit card and intending to use it unlawfully
  • Any unlawful transactions such as buying, selling, giving, or receiving a credit card
  • Creating new counterfeit credit cards using equipment or altering or modifying an existing card. This often involves embossing the information of an existing cardholder.
  • “Skimming” the credit card information occurs by using a scanning or re-encoding device. These devices are capable of electronically capturing and retaining embedded account and cardholder information by scanning the card's bar or strip.
  • Possessing any devices or equipment that are used for “skimming” or similar unlawful purposes
  • A merchant may be charged with theft if they knowingly accept a stolen, forged, altered, or otherwise unlawfully obtained card for payment

Having a Criminal Record for Theft or Fraud

A conviction for credit card theft or similar offenses often creates challenges that extend beyond any period of incarceration. Employers, professional licensing agencies, or property owners and managers that are leasing housing units commonly conduct background checks.

Criminal Courts in Mercer County

Mercer County is home to 13 Municipal Courts operated at the city or township level. The Municipal Courts in New Jersey have limited jurisdiction, handling only disorderly person offenses, motor vehicle and parking violations, and local ordinance offenses. The more serious criminal cases at transferred to the Superior Court at the county level.

Mercer County Criminal Courthouse 
400 South Warren St. 
Trenton, NJ 08608 

New Jersey Credit Card Offense Attorney

Are you facing serious allegations of fraud or theft? Attorney Joseph D. Lento has spent many years providing effective defense representation for clients in these criminal matters. He independently reviews the unique facts and circumstances of the case and creates a comprehensive strategy of defense. Contact the office today for a case evaluation at (888) 535-3686.

​​​Contact The Lento Law Firm Today

When it comes to criminal defense cases, you need the right person in your corner. To learn more about how Mr. Lento can help you, call the Lento Law Firm today at 888-535-3686. or contact him online.

This website was created only for general information purposes. It is not intended to be construed as legal advice for any situation. Only a direct consultation with a licensed Pennsylvania, New Jersey, and New York attorney can provide you with formal legal counsel based on the unique details surrounding your situation. The pages on this website may contain links and contact information for third party organizations - the Lento Law Firm does not necessarily endorse these organizations nor the materials contained on their website. In Pennsylvania, Attorney Joseph D. Lento represents clients throughout Pennsylvania's 67 counties, including, but not limited to Philadelphia, Allegheny, Berks, Bucks, Carbon, Chester, Dauphin, Delaware, Lancaster, Lehigh, Monroe, Montgomery, Northampton, Schuylkill, and York County. In New Jersey, attorney Joseph D. Lento represents clients throughout New Jersey's 21 counties: Atlantic, Bergen, Burlington, Camden, Cape May, Cumberland, Essex, Gloucester, Hudson, Hunterdon, Mercer, Middlesex, Monmouth, Morris, Ocean, Passaic, Salem, Somerset, Sussex, Union, and Warren County, In New York, Attorney Joseph D. Lento represents clients throughout New York's 62 counties. Outside of Pennsylvania, New Jersey, and New York, unless attorney Joseph D. Lento is admitted pro hac vice if needed, his assistance may not constitute legal advice or the practice of law. The decision to hire an attorney in Philadelphia, the Pennsylvania counties, New Jersey, New York, or nationwide should not be made solely on the strength of an advertisement. We invite you to contact the Lento Law Firm directly to inquire about our specific qualifications and experience. Communicating with the Lento Law Firm by email, phone, or fax does not create an attorney-client relationship. The Lento Law Firm will serve as your official legal counsel upon a formal agreement from both parties. Any information sent to the Lento Law Firm before an attorney-client relationship is made is done on a non-confidential basis.